FIRE INSURANCE CLAIMS
If the Marshall Fire Damaged Your Home or Business, Call Now
Denver’s Top Rated Fire Damage Attorneys
Marshall Fire in Boulder County
December 30th, 2021, marked the beginning of one of the most devastating wildfires in Colorado history. The Marshall fire consumed more than 1,000 homes and businesses in Superior, Boulder County, and Louisville. Extended drought conditions and hurricane-force winds allowed the fire to spread rapidly, which resulted in the evacuation of 35,000 people.
As residents begin returning home to assess the damages, most are worried about getting their life back on track. Part of that is dealing with insurance companies which can be confusing and overwhelming for many. From deciphering policy coverage to planning for the future, those impacted by the Marshall Fire will be working closely with their insurance companies in the coming months to years. Some companies may even act in bad faith, which prevents clients from getting the full value of their claim.
Our team at Legal Help In Colorado is here to help ensure you and your family receive the compensation you deserve from your insurance company. Our team of experienced lawyers will utilize our years of expertise, specialized skill sets, and resources to make sure your fire claim is taken care of fairly. That way, you can focus on recovering from the ruin caused by the Marshall Fire that swept through Boulder County.
Frequently Asked Questions after a Fire
WHAT SHOULD I DO AFTER A FIRE?
There are many steps you should take following a fire, but some are more important than others. The top 3 things you should do are:
- Every insurance policy requires you to take reasonable steps to minimize the harm to your property, even if it has already been severely damaged by other means.
2. File Your Insurance Claim Right Away
- All policies require home and business owners to report their loss as soon as reasonably possible. Even if you are unable to move back into your home, calling your agent or sending an email will get the process started.
3. Make Sure the Insurance Company Acts Promptly
- Fortunately, insurance companies are required to handle claims in a timely manner. For example, in Colorado, they have 60 days from reception of your completed claim whether to pay or deny it. This, of course, follows any investigation that may be needed and any waiting period for documentation (ie. police reports, etc.)
For more information about what to do after a fire download our infographic or call our offices to learn more.
HOW DO YOU RECOGNIZE BAD FAITH TACTICS FROM INSURANCE COMPANIES?
After a disaster such as a wildfire, home and business owners whose property has been damaged or destroyed look to their insurance company for relief. We take out insurance policies on things we value to offer protection when disaster strikes: that is the purpose of paying premiums.
However, due to the staggering damage done by the Marshall fire and other recent natural disasters, an overwhelming volume of claims may be filed simultaneously. Insurance adjusters will do what they can to minimize your payout and limit costs to the insurance company, as is standard in the insurance world. Unfortunately, some companies may use illegal and underhanded tactics to achieve this.
- Pressuring you to accept a smaller settlement than their claim is worth
- Wrongfully denying your claim
- Terminating your coverage